Economy Alliances

Posts Tagged ‘investment’

Work on the Internet gives us the opportunity to work with millions of people around the world. They could start working on the Internet from various levels of investment of money and / or time.

Give an example (from Wikipedia):

Founded in 1995 by Craig New mark. In 1999, Craigslist expanded to 9 cities, 2000 and reached across the United States in 2006, coverage had about 310 cities around the world. Their only source of income is through the collection of classified ads for employment in select cities ($ 75 per ad for the Bay Area of ​​San Francisco, $ 25 per ad for New York, Los Angeles, Boston, Seattle, Washington, DC and listings of real estate agencies in New York ($ 10 per ad)).

Receives about 20 billion page views per month, taking over 10 million new classified ads each month, Craigslist is the service’s number one classified ads in any media. Although the company does not disclose financial information, the press has speculated that its annual revenues have grown from $ 10 million in 2004 to 150 million in 2007.

The exploits of small advances work begun on the Internet are many, and we can see that growth continues. Testimonials works continue to appear on the Internet that are initiated to achieve true wealth. Other large numbers we have at Google, with more than 20 000 employees a turnover of almost 24 billion dollars last year. We also have Twitter with 175 employees, even without a profit for their work, investors are betting on good returns and continues to receive venture capital.

Thus, the ranking that divides the annual billings for the number of employees was as follows:

1. Craigslist: more than three million 330 thousand U.S. dollars for each employee.

2. Google: it reaches only one third the leader of the list, with one million 190 thousand per worker. In this case we must consider that the number of employees is much greater (20 mil).

3. Amazon: U.S. company e-commerce was just under Google, with a million 10 000 per worker.

4. Facebook: the online community failed to pass the million-dollar barrier, leaving the not inconsiderable sum of $ 920,000.

5. eBay: The auction site for the product over the Internet, one of the pioneers in this type of transaction, it reached $ 530,000, according to data released by 37 Signals.

6. Yahoo!: amounted to $ 460,000 per employee.

7. Twitter: the virtual community appears below its main competitor, Facebook, with 142 000 $ 857 for each worker.

Today the Internet has democratized many aspects of everyday life. Activities that were reserved for very exclusive elite are now available worldwide airlines, hotels, shops, expensive restaurants, and even the stock market on Wall Street.

The best example of this we are all we have done our first steps into the bag via the Internet. Access to online brokers has facilitated the buying and selling them more agile at the same time understandable to the masses. Suddenly we have become shareholders of Apple, Google, Telephonic and Santander, among others.

A greatly expanded financial product and is having a lot of demand lately are investment funds. Self-Bank (online bank quoted by several companies among which is the Caiman and Society General) is one of these online banks where you facilitate the acquisition and sale of mutual funds and a little advise if you have sufficient knowledge of stock and investment.

In the Web, have a fundraiser, which includes “The best funds” and “guaranteed funds” 3 options, which I highly recommend all of you who are taking your first steps in this investment fund.

You can also consult the “model portfolios” where you will find examples of portfolios in accordance with your profile (Conservative, Balanced, and Aggressive) and history of profitability of each in the last 4-5 years.

Those of you who have no idea about this that I tell you, do not panic, on the website of Self Bank you have a section called “The ABC of funds”, as its name indicates, we will remove doubts and I explain in great detail each and every one of the terminologies used in the domain of the funds and investments.

If the government meets, the announcement in 2011 to assess the Bolivian economy will suffer a negative impact in the short and medium term, especially in the field of exports, which become more expensive, they will lose competitiveness against other countries’ supply and therefore recorded a fall, exporters yesterday warned Bolivians.

Goran Vranicic, president of the Bolivian Chamber of Exporters (CANEB), said the purpose of government is facing a possible increase in inflation in the world, as explained by the Minister of Economy and Public Finance, Luis Arce, but the measure may backfire and create negative economic effects.

He explained that in the medium term, to appreciate the Bolivian imports would become cheaper for the direct benefit of domestic consumers but compete unfairly with domestic production, which seriously weakened its sales, shrink, therefore, investment and product active capacity to generate employment.

He said the government announcement comes amid registered trade confrontation between China and the United States, countries that are depreciating their currencies to make their products more competitive in world trade and to produce more and generate more employment in their own countries.

We would be among the few countries seeking cheaper imports that create jobs in the outside instead of promoting exports and create jobs in Bolivia for Bolivians, “said the representative of the CANEB.

The chair of the Senate, Rene Martinez, announced on Tuesday that the Plural Economy Committee that this year’s legislative body is in the hands of the ruling party to work on the development of productive investment policies.

“The priority of the political reading that MAS is emerging as priority is restored Plural Economy Commission, because we consider that to be consistent with the concerns it has launched the Government, but also to develop policies to stop dumping and productive investment, this commission will be in the hands of the ruling, “said the legislator.

He explained that the rules of the Senate’s minority caucus established that occupies two spaces in the representation of committees, so that eight will be under the responsibility and representation of the Movement toward Socialism (MAS).

“It is established in the regulations; this means that the minority caucus knows how many of the spaces and how many levels are two in this case on behalf of commissions that will be the responsibility of the opposition and the remaining 8 of the 10 committee’s representation of the MAS, “he said.

In this direction, Martinez reported that shape the commissions and committees under three basic criteria: gender balance, the balance of regional presence and commitment to work.

When ever you want a credit card, loans, insurance, mortgage, or simply want to buy something on finance, your credit score will be used to evaluate whether you are eligible. Using your credit score, lenders can work if it is going to make the payments and be a good investment.

Lenders are looking for borrowers who always pay their debt in record time. They can do a lot of money to people who pay off the loan quickly. Instead, lenders are looking for people who will pay interest for quite some time, but not likely to go bankrupt.

Just because you have a great credit score does not mean that lenders will accept automatically. If you have a credit card with high interest rates, no annual fee and have always paid your credit card in full, lenders do not like. If you never pay interest on your credit card, your lender pays you money every month and getting nothing for it. Your credit score is too high. They see you as a bad investment, since they are making any money with you.

Lenders calculate a credit score data from many sources. These sources range from the information the company has, to government and other companies.

The application form is the primary source of information that lenders use to calculate your credit score. Details such as salary, family size, if you own a house and the reason for the loan are used. Lenders like to guide borrowers who have little money but still cannot repay the loan in full.

Previous relationship with the lender is also used in the calculation. All his previous iterations with the lender are analyzed to help inform the lender of your money habits.

The agencies collect information about you and may send this data to any potential lender. This information can be compiled from information from electoral rolls, court records, and financial data.